Estimated monthly payment

$3,183/mo
Down payment$13,990
LoanFHA 30 yr
Rate6.869%

Loan type

Down payment3.5%
Interest rate6.869%
Home insurance / yr$1,399

National avg as of 2026-11-09 (OBMMIFHA30YF) — not a personal quote.

Breakdown

  • Principal & interest$2,577
  • Property taxes$310
  • Home insurance$117
  • FHA MIP$180
  • Est. total$3,183
FHA upfront MIP 1.75% financed into loan (~$6,749.93).

All numbers are estimates for informational purposes only and are not a loan offer or commitment. Actual rates, taxes, insurance, and fees vary. Consult a licensed lender and insurance agent. MLS# MDSM2033966. Home Towne Real Estate. Guild Mortgage, Bill Saunders, Branch Manager, Dunkirk MD - 301-440-9102, NMLS 455891